My profile
Your borrower account and KYC status for this organisation.
Borrower
—
display name
Reference
—
tenant · national ID
KYC completion
—
required docs
Required documents
Every lead, tracked from first contact.
🔔
3
Notifications
🔍
EM
🔴
3 loans are overdue by 3+ days — KES 39,100 at risk. Immediate outreach recommended.
Review Overdue →
✕
⚠️
7 applications pending approval — oldest is 4 days old. Your pipeline may be cooling.
Approve Now →
✕
💳
Active Loan Book
KES 338K
↑ 12.4% vs last month
👥
Active Borrowers
8
↑ 2 new this month
⚠️
Overdue Amount
KES 39.1K
↑ 3 loans 3+ days past due
📲
M-Pesa Collected
KES 161K
↑ 8 payments this cycle
PAR > 1 Day
11.6%
KES 39,100 at risk
Collection Rate
87.5%
7 of 8 on track
Avg CentyCred
738
Good · Tier 1 cohort
Avg Loan Size
KES 28.2K
↑ 15% vs prior period
Disbursements (Mar)
KES 315K
6 loans · this month
Repaid (Mar)
KES 21.2K
2 loans fully closed
Monthly Disbursements
KES disbursed per month · last 8 months
Portfolio by Status
Loan book composition
Collections vs Repayments Due
KES · last 8 months · actual vs expected
Collected
Expected
Lead Conversion Funnel
Origination pipeline · current cycle
Product Mix
Loans by product · % of book value
CentyCred Distribution
Borrower score tiers
Recent Activity
Live portfolio events
Grace Wanjiku repaid KES 31,500 — CNTLOAN001 closed ✅
Today 09:04 · M-Pesa RA4X9KL2MT
Esther Muthoni — KES 100K application submitted (CentyPro 120)
Today 08:45 · CNTAPP006
Faith Njeri — CNTLOAN003 is 3 days overdue. KES 21,100 at risk.
Yesterday 08:00 · Auto-alert
View all loans →
Top Borrowers by Exposure
Outstanding balance · ranked
Overdue Watch List
Loans requiring immediate action
| Borrower | Loan Ref | Amount (KES) | Days Overdue | Action |
|---|---|---|---|---|
| Faith Njeri | CNTLOAN003 | 21,100 | 3 days | |
| Samuel Kiprono | CNTLOAN006 | 19,800 | 36 days |
Total Leads
—
this month
Pending Review
—
awaiting action
Approved
—
converted
Rejected
—
declined
Lead Pipeline
🔍
All 0
Pending 0
Approved 0
Completed 0
Rejected 0
| Full Name | Phone | Business Name | Location | Distributor | Source | Status | Action |
|---|
Total Applications
—
all time
Pending Approval
—
needs action
Avg Loan Ask
—
KES average
Approval Rate
—
last 30 days
Loan Applications
🔍
All 0
Pending 0
Approved 0
Rejected 0
Disbursed 0
0 selected
| Loan Ref | Borrower | Amount (KES) | Interest Rate | Product | Partner | Status | Applied | Actions |
|---|
Active Loans
—
performing
Overdue
—
need attention
Total Book (KES)
—
disbursed value
Repaid
—
closed loans
Loan Book
🔍
All 0
Active 0
Due 0
Overdue 0
Repaid 0
Withdrawn 0
Frozen 0
Written Off 0
| Loan Ref | Borrower | KE Number | Amount (KES) | Disbursed | Repayment | Due Date | Status | Action |
|---|
Total Borrowers
—
in portfolio
Active
—
with live loans
Blacklisted
—
restricted
Avg CentyCred
—
credit score
Borrower Registry
🔍
All 0
Active 0
Awaiting Activation 0
Inactive 0
Blacklisted 0
| Borrower Ref | Name | Phone | KE Number | Loan Limit (KES) | CentyCred Score | Status | Action |
|---|
Total Collected (KES)
—
all repayments
Today's Receipts
—
KES received
Completed
—
transactions
Pending Match
—
unmatched
M-Pesa Repayments
🔍
| Phone | Amount (KES) | M-Pesa Code | Loan Account | Loan Ref | Mode | Created On | Completed |
|---|
Total Products
—
active products
Avg Interest Rate
—
per month
Max Loan Limit
—
KES ceiling
Partners
—
active lenders
Lending Products
| Product Name | Product Ref | Partner | Loan Limit (KES) | Default Rate | Transaction Charge | Status | Actions |
|---|
KYC Document Types
—
configured
Required Docs
—
mandatory
Optional Docs
—
supplementary
KYC Document Registry
| Document Type | Unique Code | Required | Description | Actions |
|---|
Total Profiles
—
registered
Complete KYC
—
verified
Awaiting activation
—
pending KYC / approval
Avg Loan Limit
—
KES allocated
Borrower Profiles
🔍
| Account Ref | Name | Phone | Distributor | Loan Limit (KES) | CentyCred | Created On | Action |
|---|
Templates
—
configured
Sent Today
—
messages out
Scheduled
—
queued
Delivery Rate
—
success %
SMS Communication Centre
Templates
Scheduled
Sent Log
| Template Name | Category | Template Body | Status | Actions |
|---|
| Recipient | Template | Scheduled For | Status | Action |
|---|
| Recipient | Message | Sent At | Status |
|---|
Data Refresh Wizard
Upload distributor data to sync borrower and repayment records
1
Upload Excel
2
Confirm Output
3
View Results
📂
Drop your Excel file here, or click to browse
Supports .xlsx, .xls — max 25MB
📋 Preview sample (first rows). Connect ERPNext to run a real import.
| # | Borrower Name | KE Number | Amount (KES) | M-Pesa Code | Date |
|---|---|---|---|---|---|
| 1 | Grace Wanjiku | KE-0041 | 12,500 | RA4X9KL2MT | 13 Mar 2026 |
| 2 | Peter Kamau | KE-0087 | 8,000 | SB7Y2WK5NR | 13 Mar 2026 |
| 3 | Faith Njeri | KE-0112 | 15,000 | TC9Z4VM8PQ | 12 Mar 2026 |
✅
Import simulation complete
Rows validated in preview would be queued for reconciliation after backend connection.
Recent Refresh History
| Date | File | Records | Matched | Flagged | Status | By |
|---|
Settings
Configure your LMS environment, integrations, and preferences.
Static console — numbers and integration tiles reflect in-browser demo data until ERPNext and messaging APIs are connected. Nothing here calls production payment APIs.
Organisation
Company identity and branding
Integrations
API and external service connections
M-Pesa Daraja API
Sandbox mode active
ERPNext Backend
Point to real API when ready
Africa's Talking SMS
Illustrative — connect API for live delivery stats
Danger Zone
Irreversible actions — proceed with caution.
Reports
Portfolio analytics — PAR tracking, disbursement history and collection efficiency.
PAR Report
Disbursements
Collection
Active Loan Book
—
At Risk (KES)
—
PAR Rate
—
Overdue Loans
—
Overdue Loan Register
| Loan Ref | Borrower | Principal (KES) | Repayment (KES) | Overdue Bucket | Status | Action |
|---|
Total Disbursed
—
Total Loans
—
Avg Loan Size
—
Active Products
—
Monthly Disbursement Summary
| Month | Loans | Total (KES) | Avg Size (KES) | Volume |
|---|
Total Repayments Due
—
Collected (KES)
—
Collection Rate
—
Outstanding Gap
—
M-Pesa Collection Log
| Date | Phone | Amount (KES) | M-Pesa Code | Loan Ref | Status |
|---|